Stripe pricing
Payment Processing APIs · by Stripe · June 2026 snapshot
Stripe costs 2.9% + $0.30 per online card transaction. 2.9% + $0.30 per successful online card charge (US). International cards add ~1.5% and currency conversion adds ~1%. No monthly fee. Free tier: No monthly fee; pay per transaction. It is best for developers and platforms that want the best API, broad payment methods and Connect for marketplaces.
Source: Stripe. Data as of June 2026.
Stripe pricing at a glance
| Detail | Stripe |
|---|---|
| Category | Payment Processing APIs |
| Company | Stripe |
| Headline price | 2.9% + $0.30 per online card transaction |
| Free tier | No monthly fee; pay per transaction. |
| Pricing model | 2.9% + $0.30 per successful online card charge (US). International cards add ~1.5% and currency conversion adds ~1%. No monthly fee. |
Source: Stripe. Data as of June 2026.
Vendor pricing as of June 2026 — verify on the vendor pricing page.
What Stripe charges on a sale
Stripe's effective rate falls as the order value rises, because the
$0.30 fixed fee is a smaller share of a larger
charge. Formula: fee = 2.9% × amount + $0.30.
| Sale amount | Fee | You receive | Effective rate |
|---|---|---|---|
| $10.00 | $0.59 | $9.41 | 5.9% |
| $20.00 | $0.88 | $19.12 | 4.4% |
| $50.00 | $1.75 | $48.25 | 3.5% |
| $100.00 | $3.20 | $96.80 | 3.2% |
| $500.00 | $14.80 | $485.20 | 2.96% |
Source: Stripe. Data as of June 2026.
Estimate — verify with the Stripe pricing page. Try other amounts in the payment fee calculator.
Pros and cons
- Best-in-class API and docs
- Broad payment methods and Connect for platforms
- No monthly fee
- International + FX surcharges
- Disputes cost $15 each
- Interchange not unbundled (flat-rate)
How Stripe compares
See the full Payment Processing APIs comparison, or compare Stripe with other providers:
- Square — 2.9% + $0.30 per online transaction
- Braintree — 2.59% + $0.49 per online transaction
- PayPal — 3.49% + $0.49 per standard online transaction
- Adyen — ~$0.13 processing fee + interchange + scheme fees (interchange++)
Head-to-head: Stripe vs PayPal
Frequently asked questions
How much does Stripe cost?
Stripe's headline price is 2.9% + $0.30 per online card transaction. 2.9% + $0.30 per successful online card charge (US). International cards add ~1.5% and currency conversion adds ~1%. No monthly fee. Free tier: No monthly fee; pay per transaction. Verify current pricing on the Stripe pricing page, as rates change.
Does Stripe have a free tier?
No monthly fee; pay per transaction.
What is Stripe best for?
Developers and platforms that want the best API, broad payment methods and Connect for marketplaces. The developer standard. Headline rate matches Square online; cheaper than PayPal Checkout on a typical sale. Surcharges for international and currency conversion.
Source
Pricing snapshot from the Stripe pricing page, captured in June 2026. Stripe and other names are trademarks of their respective owners. Pricing changes often — confirm on the vendor's page. See our methodology.
Last updated: 2026-06-18