Adyen pricing
Payment Processing APIs · by Adyen · June 2026 snapshot
Adyen costs ~$0.13 processing fee + interchange + scheme fees (interchange++). Interchange++ : a small fixed processing fee (~$0.13) PLUS the card network's interchange and scheme fees passed through at cost. Total effective rate depends on the card mix. Free tier: No monthly fee; interchange++ pricing. It is best for larger enterprises with volume to negotiate, who want transparent interchange++ and one global platform.
Source: Adyen. Data as of June 2026.
Adyen pricing at a glance
| Detail | Adyen |
|---|---|
| Category | Payment Processing APIs |
| Company | Adyen |
| Headline price | ~$0.13 processing fee + interchange + scheme fees (interchange++) |
| Free tier | No monthly fee; interchange++ pricing. |
| Pricing model | Interchange++ : a small fixed processing fee (~$0.13) PLUS the card network's interchange and scheme fees passed through at cost. Total effective rate depends on the card mix. |
Source: Adyen. Data as of June 2026.
Vendor pricing as of June 2026 — verify on the vendor pricing page.
Pros and cons
- Transparent interchange++ can beat flat-rate at volume
- Single global acquiring platform
- Strong fraud tooling
- Effective rate is variable, not a simple number
- Geared to larger merchants
- More complex reconciliation
How Adyen compares
See the full Payment Processing APIs comparison, or compare Adyen with other providers:
- Stripe — 2.9% + $0.30 per online card transaction
- Square — 2.9% + $0.30 per online transaction
- Braintree — 2.59% + $0.49 per online transaction
- PayPal — 3.49% + $0.49 per standard online transaction
Frequently asked questions
How much does Adyen cost?
Adyen's headline price is ~$0.13 processing fee + interchange + scheme fees (interchange++). Interchange++ : a small fixed processing fee (~$0.13) PLUS the card network's interchange and scheme fees passed through at cost. Total effective rate depends on the card mix. Free tier: No monthly fee; interchange++ pricing. Verify current pricing on the Adyen pricing page, as rates change.
Does Adyen have a free tier?
No monthly fee; interchange++ pricing.
What is Adyen best for?
Larger enterprises with volume to negotiate, who want transparent interchange++ and one global platform. Interchange++ can be cheaper than flat 2.9% for businesses with favorable card mixes and volume, but the effective rate is variable, not a single headline number. Verify with a quote.
Source
Pricing snapshot from the Adyen pricing page, captured in June 2026. Adyen and other names are trademarks of their respective owners. Pricing changes often — confirm on the vendor's page. See our methodology.
Last updated: 2026-06-18